Laboring Over Long Term Care

Healthcare and Long-Term Care costs are the leading cause of financial distress for retirees. Attend this session to learn how to protect yourself and your family.

In this session we will teach you:

• The facts and figures regarding the likelihood of needing Long-Term Care and the cost of coverage in our area.

• The three common misconceptions of Long-Term Care and the potential ramifications of making the wrong assumptions about who, how, and where care will be provided for you as you age.

• Who does and doesn’t pay the cost of Long-Term Care and what, if anything, to expect from Medicare, Medicaid, and Medigap insurance.

• What specifically Long-Term Care policies cover and how to effectively evaluate policy features, benefits, and costs.

• Several alternatives to traditional Long-Term Care insurance that may be more beneficial for your particular situation.

• How Medicare works and why Medigap plans are a critical part of creating comprehensive healthcare protection.